Why investment is important for students.
If you want to start investing in your student life, this indicates that you are very serious about your future, and we suggest which platform is best for investment.
Top Beginner-Friendly Platforms
Investment is completed, and you are looking for a new investment platform. In this article, we tell you the best investment platform for students.
In the market, many of the applications want you to use their apps, but they do not explain ower hidden charges. After you use the platform, he takes many of Hadden’s charges. The best investment platform for students.
1. Groww
It is the best investment and trading platform for Indian students. He provides many services like mutual funds, stocks, ETFs, IPOs, and digital gold. and it is a user-friendly application.
Charges of this platform
- “There are no transaction, redemption, or brokerage fees for mutual funds when you invest via direct plans.”
- “For equity trading, Groww charges a flat fee of ₹20 per order or 0.1% of the order value, whichever is lower, along with standard regulatory fees. These charges are transparent and minimal.”
- “Additional costs such as Securities Transaction Tax (STT), GST, Stamp Duty, and Depository Participant (DP) charges are applicable, but these are universal, regulated fees and not hidden costs.”
Overall, it is a beast platform for students.
2. Upstock
This app is also the best app for trading, investing, and mutual funds. And the Tata Group has also invested in this company.
Charges of this platform
| Cost Type | Amount / Condition | Note |
| Equity Delivery | ₹20 or 2.5% per order (lower) | Minimal, still a fee |
| Intraday / Futures | ₹20 or 0.05% per order (lower) | Very low ceiling |
| Options | ₹20 per order | Transparent flat rate |
| Mutual Funds / IPOs | No brokerage | Commission-free |
| AMC (if pre-Aug 2021) | ₹177/year or ₹88.50/quarter | Fixed Demat maintenance |
| Regulatory Fees | STT, GST, SEBI, Exchange, Stamp Duty | Standard across brokers |
3. Zerodha
Zerodha is the oldest brokering company in India. Its founder is Nikhil Kamat. Almost all the influencers and YouTubers, and many big investors, use this platform for investing, trading, to buying mutual funds.
| Charge Type | Rate / Condition |
| Equity Delivery Brokerage | ₹0 — commission-free |
| Intraday/Futures/Commodities | ₹20 or 0.03% per order (whichever is lower) |
| Options | Flat ₹20 per order |
| Mutual Funds / ETFs | Free with no DP fees |
| AMC (Holdings ≤ ₹4L BSDA) | ₹0 per quarter |
| AMC (Holdings ₹4L–₹10L) | ₹25 + GST per quarter (~₹29.5) |
| AMC (non-BSDA) | ₹300 + GST/year (₹75 + GST/qtr) |
| Taxes/Statutory Charges | Standard (STT, stamp duty, GST, SEBI fees) |
| All the apps we have mentioned above are the best and easiest for students. |
How to Choose the Right Platform
When you’re scouting for the best investment platform, especially as a student, lock in these essentials:
- Low or zero hidden fees – Think Groww, Zerodha, ET Money, Upstock.
- Simple UI & educational tools – Explore Zerodha’s Varsity, Kuvera’s robo-tools, ET Money’s dashboard.
- Support for small SIPs – Platforms supporting ₹250 or ₹500 SIPs; a move that SEBI is currently pushing to boost financial access.
- Regulatory safety – Only go with SEBI-regulated and trusted platforms like Groww, Kuvera, ET Money, and Zerodha.
- A wide range of investment options – From mutual funds and stocks to IPOs, digital gold, and even US ETFs.
Read this also: If you want to know the best skills for students to earn money in Indian
Student-Savvy Investing Strategies
As a trader and investor, I give you my personal experience.
Before the investment and trading. firstly, you take basic knowledge. About the stock market. Don’t take any paid courses; many of the videos. They are available for free on YouTube.
If you have basic knowledge about the stock market, start paper trading. (Paper trading is the live experience of trading without real money.)
Trading View is the best app for analysing charts and creating strategies, and this platform provides a paper trading facility. All the traders use this app for trading and investing.
Warren Buffett’s famous Rule “Rule No. 1: Never lose money. Rule No. 2: Never forget Rule No. 1.”
Best YouTube channels to learn the stock market.
Based on my personal experience, I recommend the same top YouTube channels to learn about the stock market in simple terms.
- Pushkar Raj Thakur:One of the best financial gurus in India, he makes many videos on YouTube for free.
- Pranjal Kamra: With over 6 million subscribers, Pranjal simplifies complex topics like value investing, mutual funds, and compounding in a super digestible way.
- Rachana Phadke Ranade: A CA providing in-depth yet easy-to-follow videos on investing basics, tax planning, and market fundamentals. Her step-by-step style makes learning intuitive.
- Asset Yogi: A no-frills, practical channel with millions of views. Asset Yogi breaks down investing principles, mutual funds, and financial literacy in a relatable style.
Conclusion
This article provides a comprehensive overview of the key topics discussed, emphasizing the importance of understanding the core concepts and their practical applications. It highlights the significance of the main findings and their implications for future research and practice. The analysis underscores the necessity for continued exploration and adaptation to evolving circumstances, ensuring that the insights gained remain relevant and valuable. Overall, the article serves as a foundational resource that informs and guides stakeholders in making informed decisions and fostering ongoing development within the field.
This article addresses any doubts; please ask in the comment box.
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